Insurance

Is my home insured?

The structure of your home is covered by a Building Insurance Policy, which is paid for by the Association. However, we do not provide contents insurance to cover your possessions, it is your responsibility, and we strongly advise you to invest in it.

The Housing Association is not responsible for insuring the contents of your property.

This means that if there is a fire, flood or theft whatever the circumstances, the Association will not be liable to replace your belongings.

Even if it is something in your property that has failed, for example burst pipes or a leaking cylinder, you will have to meet the cost of replacing what’s damaged. This could mean that you have to meet the cost of replacing your carpets, furniture, clothes, TV, stereo, children’s toys – anything that has been ruined.

We strongly advise you to take out contents insurance so that if the worst happens the insurers would cover the costs for you. Insuring the contents of your home costs less than you may think.

We understand that in these tough economic times you might be looking to save as much as you can from your weekly outgoings, but imagine if your house was flooded and you were left with nothing. How would you begin to replace everything?

How do I Arrange Contents Insurance?

Thistle Tenant Risks provides Scotland's Social Housing Tenants with home contents insurance specifically designed to meet their needs. Over 170 social housing providers in Scotland support the Thistle Tenant Risks Home Contents Insurance Scheme, with over 8000 tenants covered.

Speak to your Housing Officer who can help you complete an application pack.

Thistle Insurance Services Limited is authorised and regulated by the Financial Conduct Authority FRN 310419. Registered in England under No. 00338645. Registered office: Rossington's Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW. Thistle Insurance Limited is part of the PIB Group.  You can view a copy of their Privacy Notice here.